Cyber incidents in West Africa are rising—payment fraud, account takeovers, ransomware, and deepfake-driven scams. Here is the minimum security baseline we deploy for clients in Ghana.
Identity and access
- MFA everywhere (hardware keys for admins); SSO for staff apps.
- Role-based access; least privilege; quarterly access reviews.
- Offboarding checklist: disable accounts, rotate keys, reclaim devices the same day.
Network and cloud perimeter
- Use private networks/VPCs; no public SSH/RDP. Bastion or SSM only.
- WAF + rate limiting; DDoS protections on public endpoints.
- Segmentation: prod/stage/dev isolated; separate data stores for PII.
Endpoints and office
- Full-disk encryption, EDR, OS patching, and automatic screen lock.
- Secure Wi‑Fi: WPA3, unique credentials, guest networks for visitors.
- Backups for key laptops; enforce device inventory and labeling.
Application and data security
- Secrets in vaults, never in code or chat; rotate keys.
- Use parameterized queries; enable HTTPS everywhere; HSTS + TLS 1.2+.
- Logins: brute-force protection, suspicious IP alerts, device fingerprinting for payments.
- Encrypt PII at rest; separate encryption keys; back up and test restores quarterly.
Payments and fintech-specific controls
- Tokenize cards; never store CVV; use PCI DSS compliant gateways.
- Reconcile MoMo and card webhooks with idempotency + retries.
- Monitor high-risk behaviors: velocity, BIN country mismatches, device changes.
Incident response
- Define roles (incident lead, comms, forensics, business owner).
- Run tabletop drills quarterly: ransomware, data leak, payment fraud.
- Prepare customer comms templates; know regulatory contacts.
- Retain logs centrally; keep timelines for post-incident review.
Security awareness
- Quarterly training; monthly phishing simulations with feedback.
- Clear BYOD rules; mandate updates and mobile device management where possible.
- Report channel (Slack/Teams/Email) for suspicious activity; celebrate quick reporting.
How we support Ghana teams
- Security audit and remediation roadmap aligned to business risk.
- Secure Office bundle: MFA, SSO, device hardening, backups, and monitoring.
- Payment and web app hardening; WAF + SIEM + alerting.
- Incident response readiness and on-call support.